Send Money from India to Canada

Whether you’re supporting family, paying for education, or managing international finances, transferring money from India to Canada has never been easier. Our platform offers competitive exchange rates, minimal fees, and lightning-fast transfers that reach your recipient within hours, not days. Fully compliant with RBI guidelines and Canadian regulations, every transaction is encrypted and protected end-to-end. Join thousands of Indians who trust us to move their money safely across borders, with full transparency and zero hidden charges at every step.

Why It Matters

Smartest Way to Send Money Abroad

Sending money internationally shouldn’t mean losing a chunk of it to fees and poor exchange rates. Our service is built specifically for the India–Canada corridor, giving you real mid-market rates and transparent pricing before you confirm a single rupee. Whether you’re sending ₹10,000 or ₹10,00,000, you get the same great rate, the same speed, and the same dedicated support. No surprises, no fine print, just honest international transfers that work.

Transfers That Move at the Speed of Trust

Using advanced payment infrastructure and direct banking partnerships in both India and Canada, your money moves through the fastest, most secure channels available. Most transfers are completed within 24-48 hours, with many arriving the same day. Real-time notifications keep both sender and recipient informed at every stage of the journey, so no one is left wondering where the money is. Our platform works seamlessly on web and mobile, so you can initiate a transfer anytime, anywhere.

Always Compliant

Fully Regulated. Completely Transparent

Every transfer we process is 100% compliant with the Reserve Bank of India’s Liberalised Remittance Scheme (LRS), FEMA regulations, and Canadian financial laws. We are registered with FINTRAC in Canada and operate under RBI-authorised AD Category banks in India. You’ll always receive a full transaction record, exchange rate confirmation, and receipt for your files, making it easy to stay on top of your financial reporting and tax obligations on both sides of the border.

Why Thousands Choose Us for India to Canada Transfers

We’ve built our service around one goal, making international money transfers feel effortless, affordable, and completely trustworthy for every customer.

Best Exchange Rates

We offer real mid-market exchange rates with no hidden markup. What you see is exactly what your recipient gets, no unpleasant surprises on either end.

Low, Transparent Fees

Our fees are flat, clearly displayed upfront, and never buried in the fine print. You know the exact cost before you confirm your transfer.

Fast Delivery

Most transfers reach Canada within 24-48 hours. Many same-day transfers are available depending on your bank and the time of initiation.

Bank-Grade Security

Every transaction is protected by 256-bit encryption, two-factor authentication, and continuous fraud monitoring, keeping your money and data safe at all times.

RBI & FINTRAC Compliant

We operate fully within the legal frameworks of both India and Canada, ensuring your transfers are legitimate, traceable, and always protected by law.

Customer Support

Our dedicated support team is available around the clock via chat, email, and phone to assist you with any questions or concerns before, during, or after your transfer.

100+ Crores

In Global Wealth Transfers

40%

Higher Average Savings

₹8 Crores

Large Single Transaction Limit

500+

NRI Clients

Send Money to Canada in 4 Simple Steps

Getting started takes just a few minutes. Here’s how easy it is to send money from India to Canada with complete confidence.

Book a Free Consultation

Reach out to us via phone, email, or our contact form to schedule a free consultation with one of our remittance specialists. Tell us the purpose of your transfer, education, family support, investment, or anything else, and we'll take it from there.

Get a Personalised Transfer Plan

Based on your specific needs, our consultant will explain the applicable LRS limits, TCS implications, exchange rates, fees, and required documents. You'll get a clear, transparent picture of exactly what to expect, no surprises, no jargon.

Submit Your Documents

We'll give you a precise checklist of documents needed for your transfer type. Simply share them with us digitally or in person. Our team verifies everything and coordinates directly with the bank on your behalf, so you don't have to chase anyone.

We Execute & You Track

Once everything is in order, we initiate your transfer through our RBI-authorised banking partners. You receive regular updates at every stage until the funds are confirmed received in Canada, giving you complete peace of mind.

Estimate Your Gains, The Right Way

Use our calculator to see how much more you can retain when transferring funds abroad. Get instant clarity on taxes, forex, and total value before you start your money transfer abroad.

Send Money Home, See How Much Arrives

Get a guaranteed exchange rate and estimate your final transfer value.

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Expense Head	Remittor	Without Remittor
Final Amount in CAD	—	—

Get Started Today

Not Sure How to Send Money to Canada?

Every remittance situation is different, whether you’re sending money for your child’s university fees, supporting family, or making a property investment. Our remittance specialists will guide you through the entire process, help you understand LRS limits, TCS implications, and required documents, and ensure your transfer is smooth, compliant, and cost-effective from day one.

Trust, Told In Their Words

NRIs trust Remittor to make property sales and wealth transfer smooth. Here’s how they describe their journey with us, from seamless service to the remittance of funds handled with care and compliance.

“I’ve used Remittor twice now to send money to my brother in Canada, and I’ve got to say, they really know their stuff!”

Deebba Ali

Gurgaon, India

Remittor was a breeze to work with - highly recommend Sanu and his team!

“Remittor made wealth transfer so easy, even for large sums! Their team was professional and efficient every step of the way.”

Haripriya Mahadevan,

Toronto, Canada

“Great service. Safe and stress-free transfer from India to Canada every time. Thanks to the whole team”

Avneet Kaur,

Vancouver, Canada

The Smarter Way to Sell

For NRIs, selling property in India from abroad can mean years of waiting, endless calls, and uncertain outcomes. With Remittor, every step, from marketing to compliance, is managed transparently.

Traditional Route

1–3% dealer fee, hidden costs later
Sale time averages 1–3 years
Multiple POAs, late-night calls, family involvement
Little to no tax relief, costly trips to India
Few regulatory checks, high compliance risk
No support once the sale is closed

With Remittor

6% fee, but 40% higher net savings
Most sales completed within 6 months (12-month contract)
Dedicated manager + full on-ground team in India
Savings from reduced TDS, capital gains, and no travel costs
Full compliance in India and your home country
Post-transaction support for up to 5 years

Documents Required

For Sender (India)

PAN Card (mandatory for all foreign remittances)
Aadhaar Card or Passport (for identity verification)
Valid Indian bank account (for funding the transfer)
Form A2 (auto-generated for LRS transactions; required for remittances above ₹7 lakh per year)
Purpose declaration (education, family maintenance, gifting, etc.)
For large transfers: Bank statements, salary slips, or income tax returns may be requested

For Recipient (Canada)

Full legal name as per Canadian bank account
Bank account number
5-digit transit number
3-digit financial institution number
Recipient’s address (required for some transfer types)

Rules & Important Guidelines

Liberalised Remittance Scheme (LRS)

All transfers from India to Canada fall under the RBI’s LRS. The current annual limit is USD 250,000 per individual per financial year.

Tax Collected at Source (TCS)

Remittances above ₹7 lakh in a financial year attract TCS as per Indian tax laws.

Permissible Purposes

Transfers are allowed for education, family maintenance, medical treatment, gifts, travel, property purchase, and investments.

FEMA Compliance

All outward remittances must comply with FEMA regulations and RBI guidelines.

Canadian Regulations

Incoming international transfers to Canada may be monitored under FINTRAC regulations.

Transaction Limits Per Transfer

Transfer limits depend on KYC level and payment method used.

Frequently Asked Questions

How long does a transfer from India to Canada take? +

Most transfers are completed within 24 to 48 business hours. Same-day delivery may be available depending on your bank, the transfer amount, and the time of initiation. You will receive real-time updates throughout the process.
What is the maximum amount I can send from India to Canada? +

Under the RBI's Liberalised Remittance Scheme (LRS), resident individuals can remit up to USD 250,000 (or equivalent) per financial year for permissible purposes such as education, family maintenance, travel, and investments. Transfers above this limit require prior RBI approval.
What are the charges for sending money to Canada? +

We charge a small flat fee per transaction, which is clearly displayed before you confirm your transfer. There are no hidden charges. The exchange rate we offer is close to the mid-market rate, ensuring you get maximum value on every transfer.
Is it safe to transfer money through your platform? +

Absolutely. Our platform uses 256-bit SSL encryption, two-factor authentication, and real-time fraud detection. We are fully compliant with RBI regulations in India and registered with FINTRAC in Canada, making every transfer legal, secure, and traceable.
What is the purpose of KYC and why is it required? +

KYC (Know Your Customer) is a mandatory regulatory requirement under Indian and Canadian financial laws. It helps prevent money laundering and financial fraud. You'll need to submit your PAN card and a valid photo ID once during registration, after which all future transfers are seamless.
Can I send money to any Canadian bank? +

Yes. We support transfers to all major Canadian banks including RBC, TD Bank, Scotiabank, BMO, CIBC, and most credit unions. Your recipient simply needs to provide their account number along with the bank's 3-digit institution number and 5-digit transit number.

Send Money from India to Canada

Join 500+ Happy NRI Clients.

Smartest Way to Send Money Abroad

Transfers That Move at the Speed of Trust

Fully Regulated. Completely Transparent